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Last Updated: [Date] Welcome to Cairnify! These Terms of Use (“Terms”) govern your access to and use of the Cairnify application, website, and services (collectively, the “Service”). By accessing or using Cairnify, you agree to comply with and be bound by these Terms. 1. Acceptance of Terms By accessing or using Cairnify, you acknowledge that you have read, understood, and agree to be bound by these Terms and any applicable laws. If you do not agree to these Terms, please do not use Cairnify. 2. Eligibility You must be at least 13 years old to use Cairnify. If you are under 18, you must have permission from your parent or guardian to use the Service. 3. Changes to the Terms Cairnify reserves the right to modify these Terms at any time. Any changes will be posted on this page, and your continued use of the Service after such changes constitutes acceptance of the revised Terms. 4. Account Registration To access certain features of Cairnify, you may be required to create an account. You are responsible for maintaining the confidentiality of your account credentials and for any activities that occur under your account. You agree to notify Cairnify immediately of any unauthorized use of your account. 5. Use of the Service Cairnify grants you a limited, non-exclusive, non-transferable, and revocable license to use the Service for personal, non-commercial purposes in accordance with these Terms. Prohibited Activities: • Violating any local, state, national, or international law. • Engaging in unauthorized access or use of Cairnify’s systems. • Using Cairnify for any unlawful or fraudulent activity. • Spamming, harassing, or interfering with other users. 6. User Content You may upload or post content, including text, images, and other materials, to Cairnify (“User Content”). By doing so, you grant Cairnify a worldwide, non-exclusive, royalty-free license to use, modify, distribute, and display such content. You are responsible for the content you upload and agree that it will not: • Infringe on any third-party intellectual property rights. • Contain illegal, offensive, or harmful material. Cairnify reserves the right to remove any User Content that violates these Terms. 7. Privacy Policy Your use of the Service is also governed by our Privacy Policy, which explains how we collect, use, and protect your information. By using Cairnify, you consent to the collection and use of your information as outlined in the Privacy Policy. 8. Third-Party Services Cairnify may include links to third-party websites or services. These third-party services are not controlled by Cairnify, and Cairnify is not responsible for the content, privacy policies, or practices of any third-party websites or services. 9. Disclaimer of Warranties The Service is provided on an “AS IS” and “AS AVAILABLE” basis. Cairnify makes no warranties, express or implied, regarding the Service, including but not limited to its availability, accuracy, reliability, or fitness for a particular purpose. 10. Limitation of Liability To the fullest extent permitted by law, Cairnify shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with the use or inability to use the Service, even if Cairnify has been advised of the possibility of such damages. 11. Indemnification You agree to indemnify, defend, and hold harmless Cairnify and its affiliates from and against any claims, liabilities, damages, losses, and expenses arising out of your use of the Service or violation of these Terms. 12. Termination Cairnify reserves the right to terminate or suspend your account or access to the Service at any time, without notice or liability, for any reason, including but not limited to a violation of these Terms. 13. Governing Law These Terms shall be governed by and construed in accordance with the laws of [Your Country/State], without regard to its conflict of law principles. 14. Dispute Resolution Any disputes arising out of or in connection with these Terms or your use of the Service shall be resolved through binding arbitration in accordance with the rules of [Arbitration Organization]. The arbitration shall take place in [Location], and the decision of the arbitrator shall be final and binding. 15. Severability If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision shall be severed from the Terms and shall not affect the validity or enforceability of the remaining provisions. 16. Contact Information If you have any questions about these Terms, please contact us at [Support Email].